Right To Rent Checks To Be Made Easier

Anything which makes life easier for landlords, without compromising on the standard of service, is likely to be a positive thing. At Just Lets, we aim to make life simpler for landlords in Peterborough.

Landlords have a lot of tasks to carry out, and some of these steps are important. The Right To Rent check is an example of important work landlords must carry out. A landlord who fails to prove a tenant meets the Right To Rent criteria faces severe penalties.

Therefore, news that these checks are being made easier to conduct will be welcomed by many landlords.

A new online system will assist landlords review tenants

The Government has announced there will be a new online Right To Rent checking system in place soon, and it might be available by November 2020. When the online system is in place, it will allow prospective tenants to view and review their Home Office profile. This should, in theory, hold data about the eligibility of a prospective tenant with respect to living in the United Kingdom.

If the tenant wishes to do so, they will be able to share this information with a landlord or agent. There will be a “share code” online access system. Obviously, the information contained in the system will be private, but the Government states strict safeguards will be in place to ensure the landlord or agent will only view appropriate Right To Rent information.

The National Residential Landlords Association, the NRLA, believes landlords will be able to review the online system or check physical documents. Therefore, the online check is offered as a voluntary option, which will hopefully speed up the process and take away a lot of work for landlords and agents.

The NRLA also states EA citizens will be able to prove their entitlement to rent by displaying a valid passport or national ID card. This will remain the case until June 30th 2021.

The impact of the Coronavirus and the Right To Rent process

While this year has been extremely challenging, landlords cannot forego their expected duties. This means Right To Rent checks must be carried out, even during a lockdown phase. However, there are some changes to the way landlords should engage with tenants, and the following adjustments are allowed when reviewing a tenant’s suitability:

  • Right To Rent checks can be conducted by a video call, so there is no need to meet the tenant in person
  • The tenant can send scanned documents or a clear photograph of the document, and these items can be sent by email or by a mobile app – there is no need for tenants to send original documents

These measures will hopefully alleviate some of the difficulties landlords face in dealing with the administrative aspect of the Right To Rent check.

If you are a landlord in or around Peterborough, and you need assistance in managing your rental property, we can help. We know these are challenging times for landlords, but there is a demand for rental property. When you need guidance in the local market, contact Just Lets Peterborough today, and we will be happy to help you.

You can find Just Lets Peterborough at 142 Oundle Road, Peterborough, Cambridgeshire, PE2 9PJ. Feel free to email us at peterborough@justlets.com or call us today on 01733 346255.

Rental Yields Are Rising

As a landlord, there is a lot to consider, even before you invest in rental property. At Just Lets Peterborough, we are here to help landlords at every stage of the letting process.

Rental yields are one of the most important factors to consider, and if you are looking for positive news regarding yields, we are here to assist you.

The importance of the rental yield

The Natwest offers this guidance on why rental yields are so vital for landlords; “The rental yield calculation is particularly useful for comparing how different properties are likely to perform. If a flat in one area has a realistic expected rental yield of 8% while an alternative on the other side of town is set to return 6%, you’re probably better off with the former – provided that you can afford to buy it and there are no differences in terms of how likely you are to find tenants.”

There will always be exceptions to the rule, but generally, the higher the rental yield, the better. If you are looking to enter the rental market, or you are keen to improve your property portfolio, you must consider the rental yield.

English rental yields are rising

Therefore, information from Fleet Mortgages which indicates rental yields are rising will be welcomed by many landlords.

Rental yields on residential buy-to-let properties rose 0.4% on the 6% yield achieved in the third quarter of 2019. Seven regions across the country have all experienced increases in rental yield. While these are challenging times, these figures offer some cause for optimism for landlords. Certainly, the rental market looks more positive than it did at the height of summer.

There will be many fresh challenges for landlords to face, but anyone looking for a reassuring sign about the current rental market can take comfort in a rising rental yield.

Steve Cox is the Distribution Director of Fleet Mortgages, and he spoke about these figures. Steve Cox said; “It’s clearly positive to see the majority of regions in England posting increases in rental yields, and those regions which have shown a very slight dip were already at relatively high levels, to begin with. We learnt from the post-Credit Crunch period over a decade ago that rents are not as susceptible to a recession as property prices, with many occupants more willing to opt for the shorter-term financial commitment offered by renting than longer-term property ownership.”

Demand for rental property is unlikely to diminish

One thing that landlords should consider is demand for rental property is unlikely to diminish. Even with the stamp duty holiday encouraging market activity, there is still going to be sizable demand for rental accommodation.

Also, some landlords are capitalising on the stamp duty holiday to expand their rental property portfolio. You still have to pay the additional stamp duty charge for an additional property, but the overall cost of buying property is lower.

Steve Cox also said; “Demand for rental property is clearly holding up in most regions and the underlying demographics suggest that property investment will remain a good choice in the years ahead. Within a shorter time-frame, the fact that – in England at least – the stamp duty holiday is available to landlord borrowers has undoubtedly been a factor in the increased interest in property investment purchases, with both new and existing landlords looking at the opportunities available, and seeking to secure the savings that are available from the holiday.”

If you are a landlord in or around Peterborough, and you need assistance in managing your rental property, we can help. We know these are challenging times for landlords, but there is a demand for rental property. When you need guidance in the local market, contact Just Lets Peterborough today, and we will be happy to help you.

You can find Just Lets Peterborough at 142 Oundle Road, Peterborough, Cambridgeshire, PE2 9PJ. Feel free to email us at peterborough@justlets.com or call us today on 01733 346255.

 

EPC Changes Proposed – What Landlords Need To Know

One of the most challenging aspects of being a landlord is staying in touch with legislation. At the start of 2020, English landlords had more than 150 pieces of legislation to comply with. With this guidance being updated regularly, and new legislation being passed, it is often a full-time job keeping up with the administrative side of being a landlord.

At Just Lets, we understand the challenges of being a modern landlord. We are pleased to say we help many landlords in and around Peterborough, and we want to ensure you make informed decisions.

Your rental property must comply with MEES regulations

Not only do we keep our landlords up to date with current legislation, but we also ensure they receive an early warning about proposed changes. While there is no need to act now, landlords should be aware of proposed changes regarding the Energy Performance Certificate (EPC), Minimum Energy Efficiency Standards (MEES) and the standard of your rental property.

If you let property, you must hold a valid EPC. Also, the rental property must be classed as an E or better. If your rental property is classed as an F or a G, it is not suitable for letting purposes. (As always, there are some exemptions, but the vast majority of rental property must meet these standards.)

There is no denying energy efficiency is an important topic, and it is an issue that tenants are interested in. When a rental property has a good standard of energy efficiency, it is easier to heat. This lowers energy bills, making the property more appealing to tenants.

In the long-term, landlords also benefit by improving the energy-efficiency rating of a rental property, but most focus falls on the tenant.

Are changes coming to energy efficiency in rental property?

The new proposal comes from the Department of Business, Energy and Industrial Strategy. It is looking for the EPC standard on private rental properties to be a Band C or better by 2025 for all new tenancies, and by 2028 for all tenancies.

Paul Offley, the compliance officer at The Guild of Property Professionals, has spoken about the proposed EPC changes.

Paul said; “Following the recent reports in some of the industry press, I have received a number of concerns relating to the proposal to introduce a new minimum energy efficiency rating for the Private Rental Sector (PRS) in England at level C, which would apply for all new tenancies from 2025 and all existing tenancies from 2028. As you can imagine there are a number of properties where this will impact significantly on landlords in some areas where the cost of energy improvements could be high.”

Paul continued by saying; “Landlords may also be concerned at the increased costs they may face, especially as some may have issues with rent arrears from their tenants who have been impacted by coronavirus – but ‘don’t panic’ is my clear message. At this stage the government has announced its intention and issued a consultation process, everyone involved with the PRS has until the end of December 2020 to have their say and submit a response to the consultation; so don’t suffer in silence this is your opportunity to have your say on this topic.”

If you feel strongly about this matter, you have time to voice your opinion. You can email PRStrajectoryConsultation@beis.gov.uk, or visit the website at https://beisgovuk.citizenspace.com/energy-efficiency/improving-energy-performance-privately-rented-home/.

If you are a landlord in or around Peterborough, and you need assistance in managing your rental property, we can help. We know these are challenging times for landlords, but there is a demand for rental property. When you need guidance in the local market, contact Just Lets Peterborough today, and we will be happy to help you.

You can find Just Lets Peterborough at 142 Oundle Road, Peterborough, Cambridgeshire, PE2 9PJ. Feel free to email us at peterborough@justlets.com or call us today on 01733 346255.

Landlords – Top Tips On Maintaining Property In Cold Weather

With the temperatures falling, we are moving to the end of autumn and into winter. While many people appreciate nature at this time of year, there is a lot to be said for creating a warm and cosy environment to make the most of staying indoors.

As a landlord, you should consider the importance of maintaining your rental property in cold weather. Your initial focus should be on providing tenants with a pleasant experience. However, in the long-term, you benefit from maintaining your property.

We can help local landlords prepare for winter in Peterborough

At Just Lets Peterborough, we are on hand to ensure you receive all the support you need in maintaining rental property. We are pleased to say we work closely with landlords in and around Peterborough. This ensures we know the key local issues, and that we offer relevant guidance.

We also stay in touch with guidance from leading names in the rental sector. ARLA Propertymark has recently issued a seven-point guide for landlords to maintain property in cold weather, and we are more than happy to share these points with you.

The seven points are:

  1. Clear out the gutters at your rental property
  2. Impress the importance of opening windows from time to time
  3. Bleed radiators
  4. Watch out for trip hazards associated with winter such as icy paths
  5. Review the boiler
  6. Review safety aspects such as security alarms, external lights and good practice in ensuring properties are secure
  7. Review your insurance policies

These are all important steps to consider when preparing your rental property for winter. Some of the tips are solely aimed at the landlord, such as reviewing the insurance policies relating to the property and reviewing the condition of the boiler. Some of the tips are aimed at tenants, but as a landlord, you should look to impress the importance of some of these tips.

At this time of year, communication is crucial between landlords and tenants. Tenants should feel comfortable about raising problems, and landlords should provide clear instructions on how to best care for the rental property.

Get help in managing your rental property

Of course, when you have a property management service, you don’t have to worry about liaising with your tenant, or carrying out these tasks. At Just Lets, we offer a range of property management services in and around Peterborough. If you want to take the stress out of maintaining your rental accommodation in time for winter, we are here to assist you.

If you are a landlord in or around Peterborough, and you need assistance in managing your rental property, we can help. We know these are challenging times for landlords, but there is a demand for rental property. When you need guidance in the local market, contact Just Lets Peterborough today, and we will be happy to help you.

You can find Just Lets Peterborough at 142 Oundle Road, Peterborough, Cambridgeshire, PE2 9PJ. Feel free to email us at peterborough@justlets.com or call us today on 01733 346255.

September 2020 – What Landlords And Agents Are Facing

It is fair to say these are challenging times. At Just Lets Peterborough, we are working harder than ever to support local landlords. If you have any questions or would like to discuss your current circumstances, we are more than happy to assist as best we can.

In addition to supporting local landlords, we stay in touch with what is happening across the country. As you would expect, there is a lot of research work taking place in the rental market.

Knowing what other landlords and letting industry professionals are experiencing is helpful. If other people are achieving success, there is an opportunity to review what they are doing, and see if it can be replicated. If other landlords are struggling, it is helpful to know other professionals are in the same boat.

Also, if there are solutions to some of the more common problems, this provides an opportunity to resolve your issues.

The letting industry faces a number of strong challenges

Goodlord recently surveyed 350 letting agents on the current state of the rental market in the United Kingdom. Some of the most pressing challenges and topics mentioned by agents include:

  • New regulations and the difficulties in complying with the increased level of regulation
  • New laws impacting landlords and their ability to manage rental property
  • COVID-19

More than 50% of respondents said they feel “very positive” regarding the future of their letting agency.

84% of respondents said they feel confident in their business having financial resources to continue trading for some time. Only 3% of respondents cited they didn’t know or were lacking in confidence about the future.

Unsurprisingly, Covid-19 remains a major concern

It is no surprise the uncertainty surrounding COVID-19 causes concern for landlords and agents. 47% of respondents said the “ongoing impact” of the pandemic is their leading concern.

Some telling findings from the study suggests:

  • Two-thirds of respondent’s state arrears have risen because of the pandemic
  • More than half of the arrears have risen by up to 10%
  • Six per cent of respondents say arrears have risen by at least one-third
  • Legislation and compliance issues are also a concern for agents

Over one-third of respondents to the Goodlord survey have cited “legislation and compliance” as a major concern. Issues relating to check outs, managing property, compliance issues and void periods have all been listed by agents as concerning matters.

There are calls from leading industry professionals for more support in the letting sector.

Chris Norris is the Policy Director for the NRLA, and he said; “The best way to prevent repossessions is to tackle the root cause by ensuring tenants are able to pay their rent. Although landlords have been doing all they can to support tenants struggling to pay their rent because of the pandemic, it is not sustainable to expect rent arrears to build indefinitely with no hope of paying them off.”

If you are a landlord in or around Peterborough, and you need assistance in managing your rental property or dealing with the impact of COVID-19, we can help. We know these are challenging times for landlords, but there is a demand for rental property. When you need guidance in the local market, contact Just Lets Peterborough today, and we will be happy to help you.

You can find Just Lets Peterborough at 142 Oundle Road, Peterborough, Cambridgeshire, PE2 9PJ. Feel free to email us at peterborough@justlets.com or call us today on 01733 346255.

Busiest Time For Rental Market – Even In 2020!

Information provided by ARLA Propertymark suggests private rented sector tenants are looking for a property than ever before in the United Kingdom. However, landlords are also entering the market in more significant numbers, as there has been an increase in the number of rental properties available.

The organisation’s Private Rented Sector Report suggests there was an average of 97 newly registered tenants in July. This was a significant increase on the 79 new tenants per branch in June of this year. Back in January 2020, which seems a lifetime ago, the highest figure was 88 prospective tenants per agency, so the increase is also real when reviewed alongside pre-COVID figures.

The Private Rented Sector Reports also indicates there was a record high for managed properties per branch in July. An average of 208 rental homes were available per agency branch.

Phil Keddie, president of ARLA Propertymark, said: “Our latest figures show the rental market still continues to gather momentum following the reopening of the housing market in May. We have seen a record-breaking level of rental stock, and demand from tenants continues to grow, providing a positive outlook for the future of the private rented sector.”

It is hard to look at 2020 figures alongside other years, as this is a year like no other. However, it is helpful for landlords to familiarise themselves with what are the traditionally active times of year in the rental market.

Between April and June, enquiries rise in the rental market

As a rough rule of thumb, most landlords experience an increase of enquiries between Easter and the May Bank Holidays. There is a number of factors which might explain this, but the number of Bank Holidays on offer at this time of year, providing many people with three- and four-day weeks, might justify why many people find it easier to arrange rental property at this time.

July and August represent the peak months in the rental market

July and August are recognised as the peak months in the rental market. This ties in with the 2020 figures announced by ARLA Propertymark, and it is easy to justify why this is a busy time of year.

People might have more spare time in the summer months, moving in better weather is easier, and families want to be settled before the start of a new school year.

September is a busy month for towns and cities with a student population

The student market is critical in many buy to let areas, which means the start of the new academic year is a busy time for landlords. While it is best for students to arrange their accommodation in advance, it is no surprise to learn it is a “last-minute” thing for many students.

From October onwards, there are fewer enquiries in the rental market, but there is often an increase in the quality of tenants.

Also, it must be remembered that 2020 is not your standard year. With the UK in recession, and various economic forces in play, there might be a greater than usual level of demand for rental property. Job changes and people re-evaluating their finances often leads to greater demand for rental property.

If you are a landlord in or around Peterborough, and you need assistance in managing your rental property or tax requirements, we can help. We know these are challenging times for landlords, but there is a demand for rental property. When you need guidance in the local market, contact Just Lets Peterborough today, and we will be happy to help you.

You can find Just Lets Peterborough at 142 Oundle Road, Peterborough, Cambridgeshire, PE2 9PJ. Feel free to email us at peterborough@justlets.com or call us today on 01733 346255.

Opportunity for BTL Landlords

The stamp duty holiday will hopefully help buying a home more affordable for many people. However, there is criticism for the measure, with many industry experts stating it does very little, if anything at all, for first-time buyers.

There is a suggestion the stamp duty holiday is more beneficial to existing homeowners looking to upscale their home. Many industry experts have also suggested buyers in London and the South East of England will enjoy a greater benefit than buyers in other parts of the country.

Stamp duty holiday lowers cost of buying property

It should be remembered though that the stamp duty holiday also provides an opportunity for buy-to-let landlords. There is an opportunity for landlords to lower the amount of money they spent on rental property.

If you have been considering expanding your property portfolio, the next few months might provide you with an ideal opportunity to do so. This is the case being made by Mortgages for Business, who implore landlords to at least consider the possibilities offered to them by the stamp duty holiday.

Steve Olejnik is the Managing Director of Mortgages for Business and he said; “Clearly, landlords need to take advantage of the stamp duty holiday before the window closes in March next year. Property investors are in a better position to qualify for a mortgage now that reduced stamp tax allows them to wield a larger deposit. Furthermore, if the measures Rishi Sunak has put in place underpin property values, the cut will help those looking to remortgage as well.”

Steve continued by saying; “Less obviously, landlords may not appreciate they need to act while they are well-placed to move in a way that owner-occupiers are not. We know property investors have been remortgaging with a view to picking up some bargains. Owner-occupiers have not been doing the same. Landlords have been preparing since the start of the lockdown, remortgaging to enlarge potential war chests with an eye on bagging bargains in the future. First Time Buyers don’t have that flexibility and owner-occupiers haven’t been remortgaging in the same way.”

Are you ready to expand your property portfolio?

Not every landlord will feel the stamp duty holiday is an opportunity for them to expand their business. With the UK being in a recession, many landlords will prefer to sit and wait for more clarity before making a monumental business decision.

There is uncertainty in the economy, but this is a situation where demand for rental property increases. It is very unlikely that demand for rental property will diminish at any point in the near future, and demand is already outstripping supply.

Landlords who are in a position to further invest in their business have a chance to set themselves up for further success in years to come. This is also the opinion of Steve Olejnik; “That means landlords are currently very well-placed to seize the day. But that advantage won’t last forever. That’s why smart investors will start expanding their portfolios immediately, rather than waiting and then scrambling to try to do deals at the last minute.”

If you are a landlord in or around Peterborough, and you need assistance in managing your rental property or tax requirements, we can help. We know these are challenging times for landlords, but there is a demand for rental property. When you need guidance in the local market, contact Just Lets Peterborough today, and we will be happy to help you.

You can find Just Lets Peterborough at 142 Oundle Road, Peterborough, Cambridgeshire, PE2 9PJ. Feel free to email us at peterborough@justlets.com or call us today on 01733 346255.

2020 Landlords Regulations – Are You Compliant?

2020 has been a challenging year for landlords. The industry has faced many new challenges, but this doesn’t mean you can afford to ignore existing challenges. One of the most important issues for landlords to consider is the huge array of regulations you must comply with.

At the start of 2020, landlords had to comply with more than 150 regulations. This year has seen existing regulations be updated, and new regulations come into force. Complying with regulations is often a full-time job for landlords, but we are here to help.

At Just Lets Peterborough, we are on hand to ensure you make informed decisions, and aren’t at risk of failing to comply with the leading regulations in the industry.

Do you need a landlord licence?

Selective licencing came into being in 2006 as a way of forcing rogue landlords to adhere to rules and regulations. Local council authorities have the power to implement a scheme if they experience issues with anti-social behaviour or low standard of housing in a local area.

The scheme requires landlords to follow specific management rules, and if they don’t, they can be fined.

There is a Selective Licensing scheme in place in Peterborough. According to the local council website, landlords must have the following information when applying for the scheme:

  • Details of the tenants
  • Information about the property to be licensed
  • Documents relating to the property, the licence holder and any manager (see checklist below)
  • If the manager and licence holder are two different people then an additional Fit and Proper Person Sheet will need to be completed (see below)

Do you carry out Right to Rent checks on all tenants?

Section 22 of the Immigration Act 2014 requires landlords to verify tenants legally have the Right to Rent in the United Kingdom. This requirement has been in place since February 2016 and landlords who fail to check a tenants’ Right To Rent may face a civil penalty.

Are you protecting a tenants’ deposit in a licenced Government scheme?

Landlords must secure a tenant’s deposit in one of the Government approved tenancy deposit protection schemes. There are two primary forms of deposit protection schemes, custodial and insurance.

Do you have an Energy Performance Certificate (EPC) in place?

Rental properties must hold an EPC rating of at least an E to be valid for rental purposes. Landlords who fail to comply with this regulation may face a fine of up to £4,000.

Have you arranged an annual gas safety inspection?

The Gas Safety Regulations of 1998 means landlords must maintain all gas appliances, flues and pipe works in a safe condition. The annual gas safety inspection must be undertaken by a Gas Safe Registered engineer, who will issue a Gas Safety certificate if applicable.

The landlord should retain this certificate until the following test. A copy of this certificate should be provided to the tenant.

Are you compliant with electrical safety regulations?

As of July 2020, electrical safety regulations, similar to the gas safety regulations, will apply to rental property in England. Landlords must ensure their property is compliant with these regulations. For all new tenancies beginning on or after 1 July 2020, the rental property must hold this certification.

This is a new piece of legislation, and we appreciate some landlords might have overlooked this matter. We are happy to provide assistance in complying with this matter.

Do you comply with smoke and carbon monoxide alarm regulations?

As of 1 October 2015, landlords must ensure there is at least one smoke alarm on every floor of rental property. Also, when there is a solid fuel source in the rental property, landlords must ensure that there is a carbon monoxide alarm in this room.

The landlord is responsible for ensuring each alarm is in working order on the first day of a tenancy.

If you are a landlord in or around Peterborough, and you need assistance in managing your rental property or tax requirements, we can help. We know these are challenging times for landlords, but there is a demand for rental property. When you need guidance in the local market, contact Just Lets Peterborough today, and we will be happy to help you.

You can find Just Lets Peterborough at 142 Oundle Road, Peterborough, Cambridgeshire, PE2 9PJ. Feel free to email us at peterborough@justlets.com or call us today on 01733 346255.

Spotting Leaks Early And Preventing Problems

It is far better to prevent a problem from arising than to deal with an issue after it has occurred. This is as true for the letting sector as it is for any other industry. However, there is a lot to be said for being proactive in the rental market.

Spotting leaks early and preventing problems is crucial. Being proactive saves money, it saves a lot of time and effort, and ultimately, it will make tenants happier. In the long-term, a proactive approach should reduce void periods and hopefully generate more rental income for a landlord.

Be proactive in looking for problems

Landlords can create a positive culture around spotting leaks and reporting problems. Regular inspections are crucial for landlords and will make a massive difference in maintaining an excellent standard around the property.

Warning signs landlords should be aware of include:

  • Water stains on walls and ceilings, especially for rooms located beneath bathrooms
  • Mould spores around the home, and you should pay close attention to corners, windows, bath sealant, grouting and curtains
  • Water damage on skirting or flooring
  • Flaking or rotting on exterior and interior window frames
  • Vermin infestation
  • A poor standard of general condition of the external space of the property
  • Water dripping from gutters

Tenants should be advised to look out for these issues and to report prospective problems to the landlord, but this doesn’t always happen. Not every tenant is proactive in maintaining the standard of the rental property, which is why landlords must take it upon themselves to manage their rental property to a high standard.

Viewings in 2020

There is no denying 2020 has been a challenging year for many landlords. It might be that you have been unable to undertake as many property viewings as you would generally like. However, this is no excuse for not ensuring your rental property is reviewed regularly.

Video calls are better than nothing when it comes to reviewing a rental property. Also, landlords should try to find a time or solution that allows them to review the rental property. This is something that should be in the rental agreement, and most tenants will try to assist in this matter.

We appreciate this sounds like a challenging task for many landlords. At Just Lets Peterborough, we offer a range of services, including property management services. If you would like assistance in managing your rental property, we are more than happy to assist you.

If you are a landlord in or around Peterborough, and you need assistance in managing your rental property or tax requirements, we can help. We know these are challenging times for landlords, but there is a demand for rental property. When you need guidance in the local market, contact Just Lets Peterborough today, and we will be happy to help you.

You can find Just Lets Peterborough at 142 Oundle Road, Peterborough, Cambridgeshire, PE2 9PJ. Feel free to email us at peterborough@justlets.com or call us today on 01733 346255.

A Handy Tax Guide

At Just Lets Peterborough, we know being a landlord is rewarding, but at times, it can be overwhelming. We are here to help you, and we offer a wide range of serviced aimed at assisting landlords in Peterborough.

If you would like to learn more about what landlords should do to satisfy their tenants and enhance their chances of success, please get in touch. We are always happy to discuss this matter with local landlords.

Also, we know many landlords are concerned about taxes. We have compiled a handy tax guide for you, which you can access below.

Just Lets P – Handy Tax Guide